Financial benefits,
built into your payroll
Unlock direct payouts, group health coverages, and earned wage advances for your employees without complex paperwork or vendor queues.
A comprehensive financial workspace for employees
Deliver institutional-grade benefits previously only available to large multinational enterprises.
Secure your startup team with premium health plans
Provide comprehensive medical coverages including pre-existing diseases, maternity, and mental wellness tracks. Employees declare and manage dependents inside the app.
- ✓ No corporate minimum room rent caps
- ✓ Covers spouse, children, and parents
- ✓ 100% cashless treatment at 10,000+ hospitals
Help employees avoid credit debt traps
Allow team members to withdraw up to 50% of their earned salary before payday for medical emergencies or personal needs. Zero administrative burden on HR.
- ✓ Funds sourced by NBFC, not company cash reserves
- ✓ Flat, transparent transaction fees
- ✓ Auto-reconciles against monthly payroll register
Disburse salaries directly from your corporate accounts
Connect your corporate bank account directly. Switch to a streamlined, automated payment system with 1-click approvals for base salary and allowances.
- ✓ 1-Click bulk disbursements to all bank portals
- ✓ Instant transaction receipt logs in PDF
- ✓ Smart auto-retry for failed account numbers
Autonomous Management of Marketplace Services
Our specialized AI agents handle policy synchronization, risk analysis, and bank ledger checks in the background.
Policy Sync Agent
Monitors new joiners and exits to automatically synchronize active employee lists with the health insurer.
Wage Limit Guard
Reviews worker log-ins and attendance cycles to dynamically calibrate max salary advance limits.
Payout Ledger Auditor
Auto-reconciles bank salary disbursements with your accounting records and highlights anomalies.
Three steps, no separate contract
Group Health Insurance
Manage group health policies and employee insurance records. Fast-track declarations, track certificates, and monitor endorsement cycles from one dashboard.
Earned Wage Advance
Let employees access a percentage of their already-earned salary before payday — a low-interest alternative to high-cost emergency loans.
Direct Bank Payouts
Initiate bank-direct salary payouts with one click. Generate transfer sheets instantly and close the payroll month in minutes, not days.
Designed to scale your team's financial wellness
Instant Setup
Activate marketplace products from Settings with one click. No lengthy bank or corporate contract queues.
Flexible Premium Splits
Configure employee insurance contribution splits — company funded, employee funded, or co-pay options.
Automatic Deductions
Insurance premiums and earned wage advances are auto-deducted directly from the monthly pay register.
Licensed Partners
Supported by top IRDAI licensed insurance companies and trusted RBI-registered financial groups.
In-App Claims Console
Employees file insurance claims or request salary advances directly from their Hanux Employee self-serve app.
Consolidated Settlement
Pay all monthly premiums and advance disbursements in a single unified invoice with your payroll sync.
Marketplace FAQs
Yes. Enabling a marketplace product is free — you or your employees only pay for what's actually used (like insurance premiums or salary advance transactions).
No. The system compiles advances and premiums as standard deduction lines, keeping your base statutory compliance completely clean.
Yes. Insurance enrollment and wage advances are strictly opt-in per employee and can be toggled off directly from the profile settings.
We partner with top-tier licensed insurers (like ICICI Lombard, Care Health) and leading banks to ensure premium financial security.
It does not. All wage advances are funded by our partner financial institutions, meaning there is zero impact on your startup's cash reserves.
Run payroll first, unlock the marketplace next
These products are only available to teams already running payroll on Hanux HRM.
Start Free — no card needed